With a looming (exciting, but scary) career change on the horizon, I have decided to create a challenge for myself. A budget challenge.
Since we can't really change our rent (for now) or much of our other spending (car payments, utilities, student loan payments, doggie day care), I decided to brainstorm about what we could control our spending on.
Things I can control my spending on:
- food
- clothing (I can't remember the last time I spent much on clothing since the great spending spree of 2012 - aka wedding preparation).
- transportation (I can't remember the last time I took a cab actually)
- personal care.
Since we basically buy little to no clothing and are pretty good at taking the bus and I think everyone in my life enjoys my hair looking nice and the advantages of paying for therapy when I need it, the item that stood out the most was food. Last week I probably bought 5 lattes (roughly 20 dollars), 5 lunches out (probably 30 dollars) and we probably ordered in 2-3 times. I have a million excuses. I am busy. I am tired. The dog takes too much time. But the bottom line is that I got totally spoiled eating what I want when I wanted it. We used to order in even when we had plenty of food in the house. Food would go bad while I would still buy lunch every day. So no more.
The budget challenge - 100 dollars per week on food for both Sam and I.
How will it go down? Well, I will spend 80 or so at Trader Joes once a week - probably on Sundays. We will obviously bring our own lunches. No more lattes. No more grabbing groceries on the way home for a meal I want when I have food for a different meal. And no more ordering in.
The remaining 20 or so we can order pizza with - get an extra bottle of wine - etc.
So the challenge begins Jan. 28th. This week I will continue testing out new things and getting ready.
Wish us luck.